Fair Housing End of Course Test #2

Fair Housing End of Course Test #2

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Question 1 of 30

1. Question
Directing someonne to or away from an area illegally is:
- a. blockbusting
- b. redlining
- c. steering
Question 2 of 30

2. Question
Inducing owners to sell by telling them one or more protected classes are moving in is:
- a. blockbusting
- b. redlining
- c. steering
Question 3 of 30

3. Question
Denying or restricting loans in an area because of the protected classes is:
- a. blockbusting
- b. redlining
- c. steering
Question 4 of 30

4. Question
How many protected classes are there under Federal Fair Housing?
- a. 1
- b. 7
- c. 12
Question 5 of 30

5. Question
Which protected class is not subject to an exception?
- a. religion
- b. sex
- c. race
Question 6 of 30

6. Question
Familial status deals with discrimination against one adult with one child under the age of:
- a. 13
- b. 18
- c. 26
Question 7 of 30

7. Question
Persons who pose as potential tenants or home buyers to check on compliance with fair housing laws are known as:
- a. spies
- b. the enemy
- c. testers
Question 8 of 30

8. Question
Is a licensee required to follow all instructions of their client?
- a. yes, even if the instruction is illegal
- b. yes, if it is a legal instruction
- c. only if the licensee agrees with the client
Question 9 of 30

9. Question
Is it possible for a state or local municipality to add additional protected classes?
- a. no, only the federal government can add additional protected classes
- b. no, additional protected classes will never be added
- c. yes, it is common for states and local municipalities to add additional protected classes
Question 10 of 30

10. Question
Is it a good idea to mention the names of churches in the area in your advertising of a home you have listed?
- a. yes, it describes the area surrounding the home
- b. yes, provided you spell the names correctly
- c. no
Question 11 of 30

11. Question
Which is not one of the protected classes under Federal Fair Housing laws?
- a. height
- b. sex
- c. national origin
Question 12 of 30

12. Question
Which is not one of the protected classes under Federal Fair Housing laws?
- a. color
- b. handicap
- c. weight
Question 13 of 30

13. Question
A Federal Fair Housing complaint can only be filed by a buyer that is looking to buy or rent a single-family home.
- a. true, only buyers can file a Federal Fair Housing complaint
- b. false, only testers can file a Federal Fair Housing complaint
- c. false, almost anyone can file a Federal Fair Housing complaint
Question 14 of 30

14. Question
People with physical disabilities should be only shown ranch style homes.
- a. yes, this complies with Federal Fair Housing laws
- b. yes, if the agent thinks it is in the client’s be interest
- c. no, the person with the disability should make the choice on the homes that they are shown
Question 15 of 30

15. Question
If a licensee violates Federal Fair Housing laws accidentally, can they be held liable?
- a. no, it was an accident
- b. no, unless this was their third violation in the last two years
- c. yes
Question 16 of 30

16. Question
Is all discrimination illegal per the Federal Fair Housing Laws?
- a. yes, all discrimination is automatically illegal
- b. no, there are exemptions in some instances
- c. no, a seller can always discriminate based on race
Question 17 of 30

17. Question
What types of properties are covered under Federal Fair Housing?
- a. residential
- b. commercial warehouses
- c. both a and b
Question 18 of 30

18. Question
Are buyer’s agents exempt from Federal Fair Housing laws?
- a. yes
- b. no
- c. yes, since they are not representing the seller
Question 19 of 30

19. Question
A “For-Sale-By-Owner” can discriminate on the basis of a buyer’s race when:
- a. they are not using a licensee
- b. they are moving out of the area
- c. never, because race is always a protected class
Question 20 of 30

20. Question
Is age a protected class?
- a. yes, if the person is 18 or older
- b. no, unless the person is 70 or older
- c. no, age is not a protected class under Federal Fair Housing laws…however, age may be a protected class under state or municipal laws
Question 21 of 30

21. Question
President Lyndon Johnson signed the legislation know as:
- a. Title VIII to the Federal Fair Housing laws
- b. the national 55 mile an hour speed limit
- c. the Covid relief package
Question 22 of 30

22. Question
An agent’s violation of Federal Fair Housing Laws may create liability for their broker.
- a. true
- b. false
- c. false, if the agent releases the broker from liability
Question 23 of 30

23. Question
If a housing development is designed and approved as a senior citizens community, is it ok to prohibit service animals from living in the development?
- a. yes, this is one of the exemptions
- b. no, it violates Federal Fair Housing laws
- c. no, that would not be fair to the other residents
Question 24 of 30

24. Question
Designated listing agents and designated buyer’s agents must follow:
- a. all of the Federal Fair Housing laws
- b. some of the Federal Fair Housing laws
- c. none of the Federal Fair Housing laws
Question 25 of 30

25. Question
Is mental illness a federally recognized disability?
- a. yes
- b. no, never
- c. no, unless it has to do with age
Question 26 of 30

26. Question
Would it be a good idea for a landlord charge a higher security deposit to tenants with children under the age of 18?
- a. yes, children cause more damage
- b. yes, if there are more than three children
- c. no, this would be a violation of Federal Fair Housing laws
Question 27 of 30

27. Question
Is it a good idea to use the phrase “couples” in your description of a property you have listed?
- a. yes, if most of the owners in the community are couples
- b. no, this might lead to a Fair Housing complaint
- c. no, this might lead to too many showings
Question 28 of 30

28. Question
Is it a good idea to use the phrase “Jewish Community” in your description of a property you have just listed?
- a. yes, if most of the owners in the community are Jewish
- b. no, this might lead to a Fair Housing complaint
- c. no, this might lead to too many showings
Question 29 of 30

29. Question
Is it a good idea to use the phrase “tranquil setting” in your description of a property you have just listed?
- a. yes, this is ok per Federal Fair Housing advertising guidelines
- b. no, this might lead to a Fair Housing complaint
- c. no, this might lead to too many showings
Question 30 of 30

30. Question
Is it a good idea to use the phrase “park-like backyard” in your description of a property you have just listed?
- a. yes, this is ok per Federal Fair Housing advertising guidelines
- b. no, this might lead to a Fair Housing complaint
- c. no, this might lead to too many showings