Fair Housing End of Course Test

Fair Housing End of Course Test

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Question 1 of 30

1. Question
What is blockbusting?
- a. inducing owners to sell by telling them one or more protected classes are moving in
- b. directing someone to or away from an area illegally
- c. denying or restricting loans in an area because of the protected classes
Question 2 of 30

2. Question
What is redlining?
- a. inducing owners to sell by telling them one or more protected classes are moving in
- b. directing someone to or away from an area illegally
- c. denying or restricting loans in an area because of the protected classes
Question 3 of 30

3. Question
What is steering?
- a. inducing owners to sell by telling them one or more protected classes are moving in
- b. directing someone to or away from an area illegally
- c. denying or restricting loans in an area because of the protected classes
Question 4 of 30

4. Question
How many protected classes are there under Federal Fair Housing?
- a. 1
- b. 7
- c. 12
Question 5 of 30

5. Question
Which protected class is not subject to an exception?
- a. religion
- b. sex
- c. race
Question 6 of 30

6. Question
Familial status deals with discrimination against one adult with one child under the age of:
- a. 13
- b. 18
- c. 26
Question 7 of 30

7. Question
Persons who pose as potential tenants or home buyers to check on compliance with fair housing laws are known as:
- a. spies
- b. the enemy
- c. testers
Question 8 of 30

8. Question
A listing agent must:
- a. follow all instructions of their clients even if an instruction violates Federal Fair Housing laws
- b. follow all legal instructions of their clients
- c. follow their instincts and biases over the laws
Question 9 of 30

9. Question
Which is true about additional fair housing protected classes (those in addition to the 7 federally recognized classes)?
- a. there can be no additional classes added by states or municipalities
- b. each state is limited to one extra protected class
- c. municipalities and states might have extra protected classes
Question 10 of 30

10. Question
Which is probably ok for a licensee to address in an advertisement about her new listing?
- a. the name of the local catholic parish
- b. the seller’s race
- c. the number of bedrooms in the subject property
Question 11 of 30

11. Question
Which is not one of the protected classes under Federal Fair Housing laws?
- a. height
- b. sex
- c. national origin
Question 12 of 30

12. Question
Which is not one of the protected classes under Federal Fair Housing laws?
- a. color
- b. handicap
- c. weight
Question 13 of 30

13. Question
Who might file a Fair Housing complaint against a licensee?
- a. almost anyone who believes the licensee has violated the law
- b. only renters
- c. only buyers
Question 14 of 30

14. Question
People with physical disabilities should be shown:
- a. only ranch style dwellings
- b. any property they want to see and are qualified to buy
- c. only properties that have already been modified for their specific disability
Question 15 of 30

15. Question
Tom is a real estate licensee who recently violated a Federal Fair Housing laws unintentionally. Which is true?
- a. Tom is guilty of a felony no matter what the crime is, and his real estate license is automatically revoked
- b. Tom is off the hook because the violation was not intentional
- c. Tom might be held accountable for his actions
Question 16 of 30

16. Question
Is it ever legal to say “no” to a buyer’s offer to purchase?
- a. yes
- b. no
- c. no, not if there is a real estate licensees involved
Question 17 of 30

17. Question
What types of properties are covered under Federal Fair Housing?
- a. residential
- b. commercial warehouses
- c. commercial and retail
Question 18 of 30

18. Question
Are buyer’s agents exempt from Federal Fair Housing laws?
- a. yes
- b. no
- c. only if they are showing property over $400,000
Question 19 of 30

19. Question
Can a FSBO discriminate on the basis of a buyer’s race?
- a. yes, since they are not using a licensee
- b. yes, Federal Fair Housing laws do not apply to owners, only licensees
- c. no, it’s never ok to discriminate based on race
Question 20 of 30

20. Question
Which are not a protected class under Federal Fair Housing laws?
- a. religion and race
- b. age and ancestry
- c. sex and color
Question 21 of 30

21. Question
What United States president who signed the legislation know as Title VIII of the Federal Fair Housing laws?
- a. George Washington
- b. Abraham Lincoln
- c. Lyndon Johnson
Question 22 of 30

22. Question
When might a managing broker be liable for a Federal Fair Housing violation by their licensees?
- a. never
- b. always
- c. when they knew or should have known the violations was occurring
Question 23 of 30

23. Question
Children might be prohibited in which type of housing?
- a. an approved senior citizen’s housing complex
- b. any type of housing in which the units are attached
- c. properties with more than one level of livable square footage
Question 24 of 30

24. Question
Which phrase looks most acceptable per the Federal Fair Housing guidelines on advertising?
- a. “Jewish Community”
- b. “Singles Only”
- c. “Great View”
Question 25 of 30

25. Question
Which of the following is a false statement?
- a. a single-family detached dwelling is covered under Federal Fair Housing laws
- b. all residential and commercial condominiums are covered under Federal Fair Housing laws
- c. a residential duplex would be covered under Federal Fair Housing laws
Question 26 of 30

26. Question
Ann and Fred have two children, ages 7 and 10. Which is true if they seek to rent a three-bedroom single-family dwelling?
- a. they might legally be charged a higher security deposit because of the children
- b. they might legally be charged a high rent because of the children
- c. they might legally be told they are not qualified if they have poor credit and no verifiable source of income
Question 27 of 30

27. Question
Saying “married couples only” in an advertisement is:
- a. normal and legal
- b. a bad idea and likely a violation of Federal Fair Housing laws
- c. not an issue because of the freedom of the press
Question 28 of 30

28. Question
The ad reads, “Christian Community”. Is this acceptable under Federal Fair Housing advertising guidelines?
- a. no, unless the agent is Christian
- b. no, unless it is approved by the broker
- c. no, it is not acceptable
Question 29 of 30

29. Question
Which is good to remember when writing an advertisement for a new listing?
- a. name the age group that would most be attracted to the property
- b. describe the property, not who might like it
- c. show a picture of the current owners in front of the subject property
Question 30 of 30

30. Question
Federal Fair Housing laws are in place to protect:
- a. all people
- b. buyers only
- c. sellers only